Tuesday, May 3, 2011

Total Money Makeover

Travis and I just got done reading The Total Money Makeover by Dave Ramsey because we were just sick of feeling like we were living paycheck to paycheck and not building up a savings very fast, etc. So, now we are dedicated to going through Dave's steps in order to acheive financial freedom!! :) We've cut back on some things and I've actually made a Budget! (for the first time ever!) And its so empowering knowing where our money is dissappearing to! One of the quotes in Dave's book is: (this is referring to the importance of a budget)

"A budget is people telling their money where to go, rather than wondering where it went!"

We were always wondering where our money went, and it was so frustrating. So, I made a budget and we are sticking to it (for the most part!)

I've also been on a huge couponing kick lately. My husband probably thinks I eat, drink, and breathe coupons, but its been so fun and amazing to see how cheap i can purchase things! Plus- and this is the best part- it gets my shopping kick out of the way without me spending tons of money!

Here is a picture of some things I've gotten for FREE, or less than $1. Most of them were free, only a few were less than $1:




Awesome huh?? Its exciting- if you haven't taken up couponing, I highly suggest it! I have some great blogs I follow that help newbies like me- they even put out weekly lists of what you can get for free or cheap with the sales that week paired with the coupons! If your interested, they are:





http://www.hip2save.com/

http://www.passionforsavings.com/

http://www.homemakingexpert.com/



And of course, if you want to start printing coupons of your own to save you some money, you can go to:



http://www.coupons.com/

http://www.redplum.com/

http://www.smartsource.com/


Or get your local Sunday paper.



I have tried couponing a couple times in the past but always ended up giving up because I never thought I was getting a very good deal ("I can get it cheaper if i just buy the generic brand at full price!") But after following these blogs and learning a few things, I think I finally got it down!

2 comments:

Amanda Tippetts said...

Good work on the couponing! I hope it keeps working out. I look at the sales but have a hard time matching the coupons to the sales and getting the super good deal.

Susan said...

Chad and I have been doing the dave ramsey thing the last 2 years and we have paid off almost $100k! We are almost there! It is such a great feeling. We went extreme though, most people don't go crazy like we did, but we have gotten out of a lot of debt in a short time! GOod luck! And you can do it : )